If you own property here in the Scottsdale, AZ area, chances are you need umbrella insurance. Umbrella insurance from Homeowners Insurance Group is an extra layer of financial protection to help cover the costs of major liabilities that may exceed the limits of your standard insurance policies. It can provide coverage for medical expenses, legal fees, and judgments against you in cases such as libel or slander.
So how do you know if you need umbrella insurance?
Consider whether any of the following apply to your situation:
Do you own a few properties? Do you have a high net worth? Are there any potential risks associated with your business or profession that could lead to expensive litigation? Have you been sued in the past? Do you have multiple vehicles or boats registered in your name?
If any of these scenarios sound familiar, umbrella insurance might be a good option for providing additional financial protection against unforeseen circumstances. In addition, if your current liability coverage isn’t enough to cover costs related to a serious injury or accident, an umbrella policy could save you from paying out-of-pocket expenses.
Ultimately, it’s important to weigh your options and make sure that all potential risks are covered by an appropriate level of coverage for your personal situation.
Reach Out To Us
To get started on finding the right policy for your needs, give us at Homeowners Insurance Group a call today. We are proud to serve the Scottsdale, AZ area and would be happy to help you find a policy that suits both your needs and your budget. So don’t wait! Give us a call today!