I don’t live in a flood zone. Should I invest in flood insurance?

The Importance and Benefits of Flood Insurance in Scottsdale, AZ

Many homeowners in Scottsdale, AZ may not realize that flood insurance is not included in standard homeowner’s insurance policies; it must be purchased separately. This coverage can potentially save you from devastating financial loss in the event of a flood. The Homeowners Insurance Group team is dedicated to helping Scottsdale, AZ residents understand the benefits of flood insurance.

What Does Flood Insurance Cover?

Flood insurance is designed to cover the repair or restoration of your property and compensate for losses resulting from a flood. It protects your home, personal belongings, and even the foundations and other structures on your property, in addition to covering cleaning up after flooding.

Is It Wise to Get Flood Insurance Even If I Don’t Live in a Flood Zone?

Every homeowner should consider obtaining a flood insurance policy. Even if your area has never experienced flooding, all it takes is one rare flood to cause catastrophic damage to your home and belongings. Surprisingly, over a quarter of flood claims come from homeowners who don’t live in designated flood zones or high-risk areas.

Do you have more questions about flood insurance? The Homeowner’s Insurance Group is ready to help. Please feel free to call us.